Privacy Policy

Terms of Service and Privacy Policy

Website: https://moneytka.com/ 

Email: support@moneytka.com

Last updated: November 10, 2025

Acceptance of the Terms of Use

These terms of use are entered into by and between You and Moneytka LLC (“Company,” “we,” or “us”). The following terms and conditions (“Terms of Use”) govern your access to and use of www.Moneytka.com, including any content, functionality, and services offered on or through www.Moneytka.com (the “Website”), whether as a guest or a registered user.

Please read the Terms of Use carefully before you start to use the Website. By using the Website, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by reference. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Website.

This Website is offered and available to users who are 18 years of age or older, reside in a country approved by the Company, have not been previously suspended or removed from using the Website, and are not identified as a “Specially Designated National” by the Office of Foreign Assets Control (OFAC). By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.

YOU ACKNOWLEDGE AND AGREE THAT YOU ARE THE EXCLUSIVE OWNER OF THE CRYPTOCURRENCY WALLET YOU PROVIDE. YOU ARE MAKING THIS TRANSACTION FOR YOURSELF AND ARE NOT BEING DIRECTED TO SEND THE FUNDS TO A THIRD PARTY’S WALLET. BE AWARE OF SCAMS.

You agree that Moneytka will not be held responsible for any losses from using the Site or Services. You acknowledge that Moneytka operates on a proprietary basis and does not provide fiduciary, advisory, or exchange services.

Moneytka LLC is a registered Money Services Business (MSB) with FinCEN (MSB Registration No. 31000307873302).

Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. However, any changes to the dispute resolution provisions set out in Governing Law and Jurisdiction will not apply to any disputes for which the parties have actual notice before the date the change is posted on the Website.

Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page each time you access this Website so you are aware of any changes, as they are binding on you.

Account Access and Security

To use the Services provided by the Company, a user may be required to create an account with the Company’s partner digital asset custody partners.

Services

The Company offers over-the-counter (OTC) conversions between U.S. dollars (USD) and digital assets (e.g., Bitcoin) for real estate purchases in Florida (“Services”).

We do not provide investment or financial advice. You acknowledge that the Company is not responsible for the risks associated with cryptocurrency purchases, and you voluntarily assume and accept such risks in deciding to engage in cryptocurrency transactions at our Website.

To use the Services offered by the Website, you meet our compliance standards, which are described in the section below titled “Regulatory Compliance.” To access the Website, you must accept these Terms of Use and provide certain information when prompted.

Although we provide information about the redemption price for cryptocurrency you purchase, the actual price will be determined by market conditions that are outside of our control and for which we assume no liability. There is no guarantee that you will be able to redeem your cryptocurrency at the stated redemption price.

Service Fees

Moneytka reserves the right to charge service fees to its users. It is at the discretion of Moneytka to adjust the service fees charged to users using its services. Fees are non-refundable. Fees are disclosed at the time of the transaction. 

Third-Party Service Providers

Moneytka integrates certain third-party services. Moneytka does not control or assume liability for the terms or performance of third-party providers.

Moneytka may update providers as needed, subject to regulatory obligations. Customers contract with Moneytka, not the third-party vendors.

Moneytka may provide access to or incorporate services from other third parties, these services are not operated or controlled by Moneytka. Use of any third-party service is at your own risk and subject to that party’s terms.

Moneytka makes no representations or warranties regarding the availability, performance, or security of third-party services and disclaims liability for any damages, losses, or service disruptions that may arise from their use. Moneytka does not control or guarantee the accuracy of data, execution of transactions, or availability of services provided by third parties.

Users are strongly advised not to share private keys, login credentials, or sensitive data with any third party unless they have been independently verified. Moneytka will never request this information.

Third-party services may restrict access by jurisdiction or IP address. Moneytka is not responsible for any such limitations.

Regulatory Compliance

As a registered Money Service Business (“MSB”) with the Financial Crimes Enforcement Network (“FinCEN”), we are required to collect certain information on our users, keep records related to users and transactions, and implement a robust Anti-Money Laundering (“AML”) program. The company has a dedicated Compliance Officer and team to ensure that the Website is not used for illicit activity, including money laundering. 

Know-Your-Customer (“KYC”) 

We collect information on users to ensure compliance with applicable laws. The Company uses a third-party provider to perform the KYC information gathering and verification process.

Information we may collect includes:

Full Name

Email Address

Date of Birth

Address

Phone Number

Valid government ID

SSN (United States)

Face liveness check

You acknowledge that if you do not pass the required Know Your Customer (“KYC”), you will not be able to use our Services. You also acknowledge that should you fail KYC, the Company is not entitled to provide you with a refund for our Services. If, after creating an account, we determine that your account is being used for purposes that break local laws or is associated with behavior that may be considered risky, we have the right to suspend your account. KYC data is only shared with our digital asset custody partners or under a law enforcement request or subpoena. It will never be shared or sold to any other party.

We leverage this information to perform OFAC and other watchlist screening of all customers, and we file Currency Transaction Reports (“CTRs”) if a customer transacts over $10,000 worth of cash in a rolling 24-hour period.

You authorize us, directly or through third parties, to make any inquiries we consider necessary to validate your identity. This may include asking you for further information, requiring you to provide a taxpayer identification number, requiring you to take steps to confirm ownership of your email address or financial instruments, ordering a credit report, or verifying your Information against third-party databases or through other sources. Before using the Services, you must provide all information we request. You acknowledge that we will analyze and validate your identity to determine whether you qualify to perform a transaction (“Verification Process”). Your use of the Services may be delayed during the Verification Process, and we disclaim responsibility for any loss, delay, or other harm relating to the delay or denial. If you do not pass the Verification Process or fail to provide any of the information required to perform a transaction, you may be denied access to the Services. Please contact us if you believe your access to the Services has been wrongly denied.

Only individuals listed as signatories or in designated Authorized Trader agreements may place orders on behalf of an entity. Updates to Authorized Traders must be communicated in writing.

Moneytka reserves the right to suspend or terminate access to its services if any compliance violations are detected. You acknowledge that transaction delays may occur during verification processes and that Moneytka disclaims liability for losses arising from such delays.

Moneytka reserves the right to audit any transaction or user account in its sole discretion if suspicious activity is detected. Users agree to promptly cooperate and provide additional information, documentation, or verification if requested. Failure to comply may result in suspension or termination of access to the Services.

Know-Your-Transaction (“KYT”) and Travel Rule

The Company, through a third-party service provider, analyzes the crypto transactions facilitated by users. 

Enhanced Due Diligence (“EDD”)

Users who transact large volumes will be subject to the EDD program. If the user does not respond to the information requests as part of the EDD process. Their accounts will be suspended.

Export Controls

This Website is available only in jurisdictions where our services are legally permitted. Access to the Website may be restricted or unlawful in certain regions or for certain individuals. By accessing the Website, you do so at your initiative and are solely responsible for ensuring compliance with applicable local laws.

Users in the following countries are prohibited from using the Website: Burundi, Belarus,Central African Republic, Congo (Congo-Kinshasa), Cuba, Iran, Iraq, Myanmar, Pakistan, North Korea, Russia, Sudan, Somalia, South Sudan, Syria, Ukraine, Venezuela, Yemen, and Zimbabwe.

You may not use, export, import, or transfer the Services except in compliance with U.S. law, the laws of the jurisdiction where you accessed the Services, and any other applicable regulations. Specifically, the Services may not be exported or re-exported: (a) to any country subject to a U.S. embargo, or (b) to any individual or entity listed on the U.S. Treasury Department’s Specially Designated Nationals (SDN) List, the U.S. Department of Commerce’s Denied Persons List, or the Entity List.

By using the Services, you represent and warrant that: (i) you are not located in a country subject to a U.S. Government embargo or designated as supporting terrorism, and (ii) you are not included on any U.S. Government list of restricted or prohibited parties.

You further agree not to use the Services for any activity prohibited under U.S. law, including but not limited to the development, design, manufacture, or production of missiles, nuclear, chemical, or biological weapons.

You acknowledge and agree that the products, services, and technology provided by Exodus are subject to U.S. export control laws and regulations. You will comply with these laws and will not, without prior authorization from the U.S. government, export, re-export, or transfer any products, services, or technology, directly or indirectly, to any restricted country or individual in violation of such laws.

Record Retention

The company retains certain information on our users and their transactions according to its document retention policies.

Compliance Help

If you have any questions regarding compliance, please contact us at Support@moneytka.com.

Accessing the Website and Account Security

We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.

You are responsible for:

1. Making all necessary arrangements for you to access the Website.
2. Providing any information required by any screen displayed within the Site. You represent and warrant that all information you provide is accurate and complete
3. Complying with all applicable laws related to your use of the Website and our Services, including any applicable taxes. Moneytka is not responsible for determining whether taxes apply to your use of our services. 

To access the Website or some of its resources, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete. You agree that all information you provide to register with this Website or otherwise, including, but not limited to, through the use of any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

If you choose, or are provided with, a user name, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your user name, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.

We have the right to disable any user name, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.

Risk Disclosures; Assumption of Risks, Release of Moneytka

Engaging in cryptocurrency transactions involves significant risks, including but not limited to market volatility, potential loss of funds, and theft. By using the Services, you acknowledge and assume these risks.

You further acknowledge that Moneytka does not guarantee the security, stability, or legality of cryptocurrency transactions and waive, release, and discharge any claims against Moneytka and its affiliates for losses or damages incurred.

You represent that you have conducted due diligence and possess the knowledge and expertise required to engage in cryptocurrency transactions. You agree that you are solely responsible for evaluating and understanding the risks associated with these transactions, and Moneytka disclaims liability to the fullest extent permitted by law.

Errors and Pricing Adjustments

While we make every effort to ensure the accuracy of our pricing and redemption values, technical or human errors may occasionally occur. In the event of a manifest pricing error—where the price displayed is materially inconsistent with the intended price—we reserve the right to cancel or modify the terms of redemption for affected purchases.

If you have already processed a transaction at a price later determined to be affected by a manifest error, we will notify you as soon as possible and offer one of the following options: (i) honor the original terms, (ii) adjust the redemption amount to reflect the corrected value, or (iii) provide a full refund.

This clause shall not be construed as granting the Company unrestricted discretion to alter redemption terms, but rather as a mechanism to correct unintended pricing errors in good faith.

Intellectual Property Rights

The Services, Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms of Use permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:

• Your computer may temporarily store copies of such materials in RAM, incidental to your accessing and viewing those materials.
• You may store files that are automatically cached by your Web browser for display enhancement purposes.
• You may print one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.
• If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.

You must not:

• Modify copies of any materials from this site.
• Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.
• Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.
• You must not access or use for any commercial purposes any part of the Website or any services or materials available through the Website.
• If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Website in breach of the Terms of Use, your right to use the Website will stop immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws.

Trademarks

The Company name, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

• In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
• To send, knowingly receive, upload, download, use, or re-use any material that does not comply with the Content Standards set out in these Terms of Use
• To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation.
• To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).
• To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website, or expose them to liability

Additionally, you agree not to:

• Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Website, including their ability to engage in real time activities through the Website.
• Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.
• Use any manual process to monitor or copy any of the material on the Website, or for any other purpose not expressly authorized in these Terms of Use, without our prior written consent.
• Use any device, software, or routine that interferes with the proper working of the Website.
• Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
• Attack the Website via a denial-of-service attack or a distributed denial-of-service attack. Otherwise, attempt to interfere with the proper working of the Website.

User Contributions

The Website may contain message boards, chat rooms, personal web pages or profiles, forums, bulletin boards, and other interactive features (collectively, “Interactive Services”) that allow users to post, submit, publish, display, or transmit to other users or other persons (hereinafter, “post”) content or materials (collectively, “User Contributions”) on or through the Website.

All User Contributions must comply with the Content Standards set out in these Terms of Use.

Any User Contribution you post to the site will be considered non-confidential and non-proprietary. By providing any User Contribution on the Website, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose.

You represent and warrant that:

• You own or control all rights in and to the User Contributions and have the right to grant the license granted above to us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns.
• All of your User Contributions do and will comply with these Terms of Use.
• You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not the Company, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness.
• We are not responsible or liable to any third party for the content or accuracy of any User Contributions posted by you or any other user of the Website.

Monitoring and Enforcement; Termination

We have the right to:

• Remove or refuse to post any User Contributions for any or no reason in our sole discretion.
• Take any action with respect to any User Contribution that we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates the Terms of Use, including the Content Standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Website or the public, or could create liability for the Company.
• Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.
• Take appropriate legal action, including, without limitation, referral to law enforcement, for any illegal or unauthorized use of the Website.
• Terminate or suspend your access to all or part of the Website for any or no reason, including without limitation, any violation of these Terms of Use.

Without limiting the foregoing, we have the right to cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Website. YOU WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSEES, AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING, OR TAKEN AS A CONSEQUENCE OF, INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES .

However, we cannot undertake to review all material before it is posted on the Website, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.

Content Standards

These content standards apply to any and all User Contributions and use of Interactive Services. User Contributions must in their entirety comply with all applicable federal, state, local, and international laws and regulations. Without limiting the foregoing, User Contributions must not:

• Contain any material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable.
• Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age.
• Infringe any patent, trademark, trade secret, copyright, or other intellectual property or other rights of any other person.
• Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Use and our Privacy Policy.
• Be likely to deceive any person.
• Promote any illegal activity, or advocate, promote, or assist any unlawful act.
• Cause annoyance, inconvenience, or needless anxiety or be likely to upset, embarrass, alarm, or annoy any other person.
• Impersonate any person, or misrepresent your identity or affiliation with any person or organization.
• Involve commercial activities or sales, such as contests, sweepstakes, and other sales promotions, barter, or advertising.
• Give the impression that they emanate from or are endorsed by us or any other person or entity, if this is not the case.

Copyright Infringement

If you believe that any User Contributions violate your copyright, please send us a notice of copyright infringement. It is the policy of the Company to terminate the user accounts of repeat infringers.

Reliance on Information Posted

The information presented on or through the Website is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

This Website may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and al articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

Changes to the Website

We may update the content on this Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.